Why Should You Budget Your Money? So You Have Enough.

Why Should You Budget Your Money? So You Have Enough.

Budgets are boring – a bunch of numbers and nonsense. So, why should you budget your money? What would make someone want to invest the time in creating a budget? Following, what would provide the motivation to actually live according to that planned budget? For something that may seem quite “unspiritual,” the Scriptures give a clear direction on the importance of budgeting. Therefore, budgeting should be seen as a “spiritual,” or “God ordained,” process.

Be sure you know the condition of your flocks, give careful attention to your herds; for riches do not endure forever, and a crown is not secure for all generations. When the hay is removed and new growth appears and the grass from the hills is gathered in, the lambs will provide you with clothing, and the goats with the price of a field. You will have plenty of goats’ milk to feed you and your family and to nourish your servant girls.

Proverbs 27:23-27 (NIV)

This scripture passage on budgeting written in the book of proverbs teaches the importance of budgeting. While income generation and budgeting are two separate actions, they do interplay with one another. And, the kicker is, that provision from God also depends on our budgeting skills and our actual hard labor.

Two rather general ideas we can gather from this passage are:

  1. Budgeting results in having enough to sustain our families.
  2. If we are not careful to budget then our families will not receive an inheritance from our living.

Let’s take the time to walk through this passage verse by verse to see if we can reach a more full understanding and application for us today:

The first thing that we need to understand when reading this passage is that we no longer live in an agrarian society. What that means is we no longer trade food for food, or animals for supplies, and most of us in American society do not farm to sustain our family. Rather than spending our time farming, we spend our time at work, and exchange our money for food and possessions.

Be sure to know the condition of your flocks, give careful attention to your herds.

Know how much money you have and what your expenses are. Be aware of the amount of your assets (objects worth value) and debts (objects you owe money on). Have an idea of where your money is at and what is happening with it. For example, what bank accounts do you have and are you investing your money in various things or spending unnecessary cash on interest and bank fees.

Riches do not endure forever, and a crown is not secure for all generations.

Money can run out quick, sometimes in the blink of an eye. Money also does not grow on trees. It doesn’t appear easily, nor does it last. If you do not budget, then you will have nothing to pass on to your kids.

When the hay is removed and new growth appears and the grass from the hills is gathered in, the lambs will provide you with clothing, and the goats with the price of a field.

Understanding what is happening with your money will help to sustain you until the fresh new deposit of cash or  your next paycheck comes in. As a result from working, you will be provided with the means to have the things you need; food, clothing, and a way to generate more income.

You will have plenty of goats’ milk to feed you and your family and to nourish your servant girls.

Since you have budgeted, you will have God’s provision for all your needs. You will also be able to pay employees. If you do not own or operate a business, you will have enough money to be able to give to those in need.

 Another translation helps communicate the main messages of this passage:

Riches can disappear fast. And the king’s crown doesn’t stay in his family forever—so watch your business interests closely. Know the state of your flocks and your herds; then there will be lambs’ wool enough for clothing and goats’ milk enough for food for all your household after the hay is harvested, and the new crop appears, and the mountain grasses are gathered in.

Proverbs 27:23-27 (TLB)

If budgeting is a new concept to you, or something you have not yet started to practice, then I urge you to check out You Need A Budget. Using this link will give you six bucks off the price of the software. Their program is top notch and has the ability to sync with all types of devices. In addition, they have a great foundational course on the ins and outs of creating a budget and personal money management.

  • http://www.manturity.com/ Manturity

    Awesome post brother. It sounds like you really have your stuff together. My wife and I have struggled with the finances in our early marriage, but have taken some similar steps to get back in line. As the leader of my family, I know it’s my responsibility to lead and lead wisely. Keep it up!

    • http://www.BradAndres.com/ Brad Andres

      Thanks. We have learned alot and pay close attention to our finances. It is easy for money to seem to just fly away. Keep moving forward and taking steps towards your goals!